Treasuries are considered one of the safest instruments for investors to take advantage of guaranteed yield since they are directly backed by the U.S. government.

Treasury bills, or T-Bills, are a type of short-term Treasury with a maturity of 1-year or less. Holding T-Bills, or money market funds and ETFs that hold T-Bills, is a smart alternative to a traditional savings account.

To start, investors can:

Interested readers may want to compare Treasury bill investments to money market funds, brokered CDs, and ultra short-term Treasury bill ETFs. To learn how these compare to these other investments for your brokerage, read our Brokerage Mastery guides for your specific platform.

Articles are regularly updated to reflect the latest information. Sign up for our weekly newsletter to request specific coverage.